VISA Check CardVisa Gift CardTelephone BankingSafe Deposit Boxes
Visa Check Card
Looks like a Credit Card works like a Check!
It's Easy!
Just present your card at the time of purchase, and the amount will be deducted from your checking account. You'll get a receipt for easy record-keeping and your transactions are detailed on your monthly checking account statement.
It's Convenient!
There's no checkbook to carry. No check to write.
It's Welcome!
Accepted everywhere the VISA symbol is displayed, at over 14 million locations worldwide.
It's For Everyday Purchases!
Use your Check Card to get cash at over 250,000 Visa/PLUS Network ATMs and in places where checks are not accepted such as gas stations, hotels and restaurants.
Contact a Customer Service Representative TODAY!
Lost or stolen card?
Call 1-800-523-4175
Looks like a Credit Card works like a Check!
It's Easy!
Just present your card at the time of purchase, and the amount will be deducted from your checking account. You'll get a receipt for easy record-keeping and your transactions are detailed on your monthly checking account statement.
It's Convenient!
There's no checkbook to carry. No check to write.
It's Welcome!
Accepted everywhere the VISA symbol is displayed, at over 14 million locations worldwide.
It's For Everyday Purchases!
Use your Check Card to get cash at over 250,000 Visa/PLUS Network ATMs and in places where checks are not accepted such as gas stations, hotels and restaurants.
Contact a Customer Service Representative TODAY!
Lost or stolen card?
Call 1-800-523-4175
Do I need to do anything before using the card, or is it ready to go?
Be sure to activate the card before attempting to use it. To activate: Call the Automated Customer Service toll free at 800-418-3971 or go online at https://www.onlinecardaccess.com/vistibgift
How do I know what the card balance is?
You can obtain the balance online "FREE" at https://www.onlinecardaccess.com/vistibgift or by calling Automated Customer Service toll free at 800-418-3971.
How do I make purchases with the card?
The most cost effective way to use the card is by using it just like a VISA credit card when making purchases. By utilizing the PIN or by a signature-based transaction you will avoid fees.
What if the balance is not enough to cover the purchase and I want to pay the difference using some other method (cash, check or credit card)?
This is called a split sale or split payment. To successfully complete a split sale/payment you must know the card balance and you must advise the merchant that this is what you would like to do.
Can I use the card at an ATM?
- Yes. You can get cash at ATM's that display any of the following symbols: Pulse, NYCE, Star and Plus.
- However, please note that all ATM's charge fees. A fee of $1.25 also applies, in addition to any fee charged by the ATM owner (varies).
- Select withdrawal from checking when using an ATM
Why did my VISA gift card transaction get declined?
- If the amount of an ATM withdrawal, including fees, exceeds the card balance the transaction will be declined.
- The merchant was not notified that a split sale/purchase was desired.
- The cardholder did not know the card balance on the VISA gift card.
- If the cardholder address was not included on the enrollment form, online purchases cannot be made.
- "Pay-at-the-Pump" transactions will NOT be approved.
Other helpful hints:
When a purchase gets declined the merchant DOES NOT know the reason.
ATM withdrawals are declined due to either choosing the option for credit card, or the balance on the card is insufficient to cover the desired amount plus the $1.25 fee associated with cash transactions AND the fee charged by the ATM owner.
Safe Deposit Boxes
CONVENIENT
An annual fee is paid at the beginning of each term. Fee can be automatically deducted from a checking or savings account. Two keys are issued to the owner(s) at time of rental.
SECURE
Boxes are accessible with the assistance of a bank employee during business hours.
CONFIDENTIAL
Private rooms are available for viewing stored items.
Box Sizes Annual Fee
3" x 5" x 21" $20.00
3" x 10" x 21" $30.00
5" x 10" x 21" $40.00
10" x 10" x 21" $50.00
A home safe or filing cabinet containing your valuables and important papers may not provide the best protection from burglary, fire or a natural disaster. One of the best and easiest ways to protect hard-to-replace items is to keep them in a safe deposit box at FNBS/SABC.
These boxes come in various sizes, are fire-proof and are located in our vault. No one has access to your safe deposit box except you or someone you designate as your deputy.
What should you place in your box? The rule is, if it's irreplaceable, it should be in the box. Make photocopies of important legal and financial documents for your use at home, and store all originals in the safe deposit box. Insurance policies, heirlooms, jewels, family records and other valuable or prized items also should be kept in the box.
Important Notice
The contents of your safe deposit box are not insured against loss by this financial institution. For your protection you may wish to obtain your own box content insurance from an insurance company of your own choice.
You should also keep a complete, up-to-date list and description of all property stored in your safe deposit box. This inventory and any other proof of ownership documents should be stored in another location, other than your safe deposit box.
For insurance purposes, it's a good idea to keep a videotape or photographic record of your home's contents in the box as well, updated every year or two. Another way to create an inventory is to make a dated list of your home's contents, including, when possible, the purchase date and price of each item. If you have a home computer, store the list on your hard drive for easy updating, and store a backup disk in your safe deposit box.
Call or come by and see us for more information on acquiring a safe deposit box at FNBS/SABC.
CONVENIENT
An annual fee is paid at the beginning of each term. Fee can be automatically deducted from a checking or savings account. Two keys are issued to the owner(s) at time of rental.
SECURE
Boxes are accessible with the assistance of a bank employee during business hours.
CONFIDENTIAL
Private rooms are available for viewing stored items.
Box Sizes Annual Fee
3" x 5" x 21" $20.00
3" x 10" x 21" $30.00
5" x 10" x 21" $40.00
10" x 10" x 21" $50.00
- $15.00 Key Deposit
- Senior Checking Account - Free 3 X 5 safe deposit box (if available)
- First Ladies Club - Free 3 X 5 safe deposit box (if available)
A home safe or filing cabinet containing your valuables and important papers may not provide the best protection from burglary, fire or a natural disaster. One of the best and easiest ways to protect hard-to-replace items is to keep them in a safe deposit box at FNBS/SABC.
These boxes come in various sizes, are fire-proof and are located in our vault. No one has access to your safe deposit box except you or someone you designate as your deputy.
What should you place in your box? The rule is, if it's irreplaceable, it should be in the box. Make photocopies of important legal and financial documents for your use at home, and store all originals in the safe deposit box. Insurance policies, heirlooms, jewels, family records and other valuable or prized items also should be kept in the box.
Important Notice
The contents of your safe deposit box are not insured against loss by this financial institution. For your protection you may wish to obtain your own box content insurance from an insurance company of your own choice.
You should also keep a complete, up-to-date list and description of all property stored in your safe deposit box. This inventory and any other proof of ownership documents should be stored in another location, other than your safe deposit box.
For insurance purposes, it's a good idea to keep a videotape or photographic record of your home's contents in the box as well, updated every year or two. Another way to create an inventory is to make a dated list of your home's contents, including, when possible, the purchase date and price of each item. If you have a home computer, store the list on your hard drive for easy updating, and store a backup disk in your safe deposit box.
Call or come by and see us for more information on acquiring a safe deposit box at FNBS/SABC.
Member F.D.I.C.